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HomeWamaka › Wamaka Loan

Wamaka Loan

by Wamaka
K250 – K55,000
⏱ 5 minutesOnline Application
Channels:appweb
Mobile Networks:Airtel MoneyMTN MoMoZamtel Pay
publishedUpdated 9/2/2026
Interest rate: 18% per annum
Repayment period: 100 days
Type: Payday
Places: Lusaka · Copperbelt · Southern · Central · Eastern · Western · North-Western · Northern
no-collateralshort-termmobile-moneyself-employed

How to Apply

  1. Download Wamaka app
  2. Sign up with phone +260
  3. Verify NRC & selfie
  4. Choose amount K250–K55,000
  5. Receive to mobile money in 5 minutes

Requirements

Zambian NRC, age 18+, active mobile money (MTN/Airtel), stable income. No paperwork beyond selfie + NRC. 100–365 days flexible.

⚠️ Not affiliated with Wamaka. Always verify terms directly.
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