Wamaka Instant Loan
by Wamaka
K250–K55,000 · 30% per year · 100–365 days
⏱ 5 minutesOnline Application
Channels:appweb
Interest rate: 30% per year
Annualised: 30% APR (simple annualisation of the stated rate, excludes fees)
Duration: 100–365 days
Type: Instant Loan
Requirements
Zambian NRC, age 18+, active mobile money (MTN/Airtel), stable income. No paperwork beyond selfie and NRC. 100 to 365 days flexible. Published APR 14% to 30% per annum, depending on the amount and term.
How to Apply
- Download Wamaka app
- Sign up with phone +260
- Verify NRC & selfie
- Choose amount K250–K55,000
- Receive to mobile money in 5 minutes
⚠️ Not affiliated with Wamaka. Always verify terms directly.