CDF loans and bursaries

Bursaries

• Secondary Boarding School Bursary: school fees for vulnerable learners at boarding secondary schools.
• Skills Development Bursary: training at a TEVETA-accredited institution or Zambia National Service, for applicants aged 16 to below 35.

• If you need working capital rather than a constituency-approved loan, see the business and CEEC loans guide.

The CDF empowerment loan

Other business & agriculture loans

MMYSA Multi-Sectoral Youth LoanbranchwebLusaka · Copperbelt · Southern +7 moreImisepela Busulu Youth LoanK5,000–K50,000OnlineappRate: 8% per year · Duration: 1 year · Lusaka · Copperbelt · Southern +7 moreSAB Bank Zambia SME LoanK200,000–K5,000,000branchwebDuration: 60 months · Lusaka · Copperbelt · Central +2 moreMAB Bank Zambia MSME LoanK1,000–K5,000,000branchwebDuration: 60 months · Lusaka · Copperbelt · Central +2 moreWEFC Zambia Women Market Traders LoanK5,000–K15,000webDuration: 18 months · Lusaka · Copperbelt · Central +7 moreMFINCA Zambia Micro LoanK1,000–K50,000⏱24 hoursbranchwebRate: 24% (period not specified) · Duration: 6 months · Lusaka · Copperbelt · Southern +4 moreIKwachaFlex Instant LoanK500–K100,000⏱24 hoursOnlineussdRate: 18% (period not specified) · Duration: 91 days · Lusaka · Copperbelt · Southern +1 moreSZanaco SME Business LoanK10,000–K2,000,000⏱3–5 dayswebRate: 25% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +1 moreBMadison Finance Business LoanK10,000–K1,000,000⏱2–5 dayswebRate: 25% (period not specified) · Duration: 6–36 months · Lusaka · CopperbeltIFINCA Zambia Individual LoanK1,000–K500,000⏱3–7 dayswebRate: 20% (period not specified) · Duration: 6–36 months · Lusaka · Copperbelt · Southern +4 more

Related programmes

• HELSB student loans
• TEVET bursary
• Youth empowerment funding
• Imisepela & CEEC funding

Find your council

CDF is administered through your council, so this is the practical first stop. 114 of the 116 council websites below were checked and are linked. Chingola and Kalulushi are listed without a link because their official domains resolve but do not serve a working page.