Civil Servant Loans in Zambia
A civil servant loan is repaid by payroll deduction: the instalment comes off your salary before it reaches your account. The amounts, rates and requirements are on each listing.
Civil servant loans
Pumnat Finance Civil Servant LoanK500–K250,000⏱48 hourswebDuration: 36 months · Lusaka · Copperbelt · Central +7 moreZammoney Instant LoanK500–K2,000⏱5 minutesOnlinewebappRate: 29% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 moreExpressCredit GRZ LoanK200–K100,000⏱24 hoursOnlinewebussdbranchRate: 84% (period not specified) · Duration: 24 months · Lusaka · Copperbelt · Southern +7 moreUnifi Credit Cash LoanK1,000–K100,000⏱24 hoursOnlinebranchappwebRate: 65% (period not specified) · Duration: 3 months · Lusaka · Copperbelt · Southern +2 moreBiuMoney Salary AdvanceK1,000–K100,000⏱5 minutesOnlinewebappRate: 29% (period not specified) · Duration: 91 days · Lusaka · Copperbelt · Southern +7 moreTandiza Finance Payroll LoanK1,000–K50,000⏱24 hourswebbranchRate: 5% (period not specified) · Duration: 3 months · Lusaka · Copperbelt · Southern +7 moreZanaco Scheme LoanK5,000–K850,000⏱3–5 dayswebRate: 23% (period not specified) · Duration: Up to 72 months · Lusaka · Copperbelt · Southern +7 moreZanaco GRZ Bond-Backed Loan⏱3–5 dayswebRate: 10% (period not specified) · LusakaBayport Zambia Payroll LoanK1,000–K400,000⏱24–48 hourswebRate: 10% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +2 moreBayport Zambia Civil Servants LoanK5,000–K500,000⏱24–48 hourswebRate: 10% (period not specified) · Duration: Up to 84 months · Lusaka · Copperbelt · Southern +7 moreIzwe Loans Salary AdvanceUp to K3,500⏱1–3 dayswebRate: 62.35% (period not specified) · Duration: 1–3 months · Lusaka · CopperbeltPSMFC Civil Servant LoanK5,000–K50,000⏱5–10 dayswebRate: 5% per year · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +7 moreLupiya Civil Servant LoanK500–K250,000⏱24–48 hoursOnlinewebRate: 24% (period not specified) · Lusaka · Copperbelt · Southern +7 more
Personal & salary-backed loans
Zanaco School Fees LoanK5,000–K15,000webDuration: Up to 1 yearStanbic School Fees LoanUp to K800,000webExpressCredit Open Market LoanK200–K20,000⏱24 hoursOnlinewebbranchRate: 84% (period not specified) · Duration: 12 months · Lusaka · Copperbelt · Southern +1 morePremierCredit Zambia PaydayK500–K20,000⏱24 hoursOnlineappbranchussdRate: 12% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +1 moreUnifi Credit Personal LoanK300–K42,000⏱24–48 hourswebRate: 65% (period not specified) · Duration: 3–12 months · Lusaka · Copperbelt · Southern +2 moreStanbic Personal LoanUp to K800,000⏱1–3 dayswebRate: 10% (period not specified) · Lusaka · Copperbelt · Southern +7 moreABSA Zambia Personal LoanK1,000–K500,000⏱3–5 dayswebRate: 10% (period not specified) · Duration: 12–60 months · Lusaka · Copperbelt · Southern +7 moreABSA Zambia Education LoanK5,000–K200,000⏱3–5 dayswebRate: 10% (period not specified) · Duration: Up to 36 months · Lusaka · Copperbelt · Southern +2 moreIzwe Loans Personal LoanK1,000–K150,000⏱1–3 dayswebRate: 62.35% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +1 moreMadison Finance Personal LoanK1,000–K300,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–48 months · Lusaka · CopperbeltAtlas Mara Personal LoanK1,000–K350,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–48 months · Lusaka · CopperbeltAtlas Mara Personal Loan (Large)K1,000–K500,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–60 months · LusakaLupiya Collateral-Backed Loan⏱24–48 hoursOnlinewebRate: 24% (period not specified) · Lusaka · Copperbelt · Southern +2 more
