Loans Without a Payslip in Zambia
App lenders score your phone instead of a payslip: mobile-money activity, call history and NRC verification set the limit. Banks and payroll lenders will still ask for a payslip.
Loans without a payslip
Mirakash Instant LoanK300–K42,000⏱24 hoursOnlineappwebRate: 36% per year · Duration: 3–8 months · Lusaka · Copperbelt · Southern +7 moreBiuMoney Instant LoanK500–K2,000⏱5 minutesOnlineappwebRate: 29% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 moreFairMoney Instant LoanK500–K20,000⏱5 minutesOnlineappwebRate: 25% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +5 moreSuperKwacha Instant LoanK50–K15,000⏱5 minutesOnlineappRate: 183% per year · Duration: 3–4 months · Lusaka · Copperbelt · Southern +7 moreMwachangu Instant LoanK100–K5,000⏱5 minutesOnlineappRate: 20% (period not specified) · Duration: 91 days · Lusaka · Copperbelt · Southern +1 moreAfrimula Instant LoanK8,000–K10,000⏱5 minutesOnlineappRate: 47.45% per year · Duration: 3–4 months · Lusaka · Copperbelt · Southern +7 moreZamcash (Biu Capital) Instant LoanK500–K5,000⏱5 minutesOnlinewebRate: 20% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 more
More small loans that skip the payslip
Airtel Money Kwika LoanussdLusaka · Copperbelt · Southern +7 moreAirtel Money MFZ LoansussdLusaka · Copperbelt · Southern +7 moreAirtel Money KaFast LoanussdLusaka · Copperbelt · Southern +7 moreAirtel Money ZedFin LoanussdLusaka · Copperbelt · Southern +7 moreAirtel Money Ka'Starta LoanussdLusaka · Copperbelt · Southern +7 moreAirtel Money Fikiliza OverdraftussdLusaka · Copperbelt · Southern +7 moreAirtel Money Konza LoanussdLusaka · Copperbelt · Southern +7 moreAirtel Money ZamCredit LoanussdLusaka · Copperbelt · Southern +7 moreOmanpesa Instant LoanK1,000–K10,000appRate: 30% per year · Duration: 4–12 months · Lusaka · Copperbelt · Central +7 moreZigi Instant LoanK1,200–K4,000appDuration: 30 days · Lusaka · Copperbelt · Central +7 moreKula Plus Instant LoanK100–K5,000⏱15 minuteswebRate: 25% (period not specified) · Duration: 95 days · Lusaka · Copperbelt · Central +7 morePeony Money Instant LoanK1,500–K15,000appRate: 36% per year · Duration: 4–12 months · Lusaka · Copperbelt · Central +7 moreBanjaFlow Instant LoanK100–K5,000appRate: 36% per year · Duration: 3–6 months · Lusaka · Copperbelt · Central +7 morePower Kwacha Instant LoanK100–K5,000⏱24 hoursOnlineappRate: 34.01% per year · Duration: 3–4 months · Lusaka · Copperbelt · SouthernZammoney Instant LoanK500–K2,000⏱5 minutesOnlinewebappRate: 29% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 moreImpiya Instant LoanK200–K50,000⏱5 minutesOnlineappRate: 31.3% per year · Duration: 91–230 days · Lusaka · Copperbelt · Southern +7 moreFlexImpiya Instant LoanK5,000–K150,000⏱24 hoursOnlineappRate: 35% per year · Duration: 6–12 months · Lusaka · Copperbelt · Southern +1 moreMonifi Instant LoanK1,000–K10,000⏱24 hoursOnlineappRate: 24% per year · Duration: 91–365 days · Lusaka · Copperbelt · Southern +7 moreSoloCredit Instant LoanK1,000–K10,000⏱24 hoursOnlineappRate: 32% per year · Duration: 91–320 days · Lusaka · Copperbelt · Southern +1 moreZeedLoans Instant LoanK200–K5,000⏱24 hoursOnlineappRate: 29% per year · Duration: 90–365 days · Lusaka · Copperbelt · Southern +2 more
