Vehicle Finance in Zambia
Car loans in Zambia come from banks, asset-finance companies and salary-backed lenders. The car itself is usually the security, so missed payments mean repossession.
Vehicle & asset finance
Personal & salary-backed loans
Zanaco School Fees LoanK5,000–K15,000webDuration: Up to 1 yearStanbic School Fees LoanUp to K800,000webPumnat Finance Civil Servant LoanK500–K250,000⏱48 hourswebDuration: 36 months · Lusaka · Copperbelt · Central +7 moreExpressCredit Open Market LoanK200–K20,000⏱24 hoursOnlinewebbranchRate: 84% (period not specified) · Duration: 12 months · Lusaka · Copperbelt · Southern +1 moreExpressCredit GRZ LoanK200–K100,000⏱24 hoursOnlinewebussdbranchRate: 84% (period not specified) · Duration: 24 months · Lusaka · Copperbelt · Southern +7 moreUnifi Credit Cash LoanK1,000–K100,000⏱24 hoursOnlinebranchappwebRate: 65% (period not specified) · Duration: 3 months · Lusaka · Copperbelt · Southern +2 moreTandiza Finance Payroll LoanK1,000–K50,000⏱24 hourswebbranchRate: 5% (period not specified) · Duration: 3 months · Lusaka · Copperbelt · Southern +7 morePremierCredit Zambia PaydayK500–K20,000⏱24 hoursOnlineappbranchussdRate: 12% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +1 moreUnifi Credit Personal LoanK300–K42,000⏱24–48 hourswebRate: 65% (period not specified) · Duration: 3–12 months · Lusaka · Copperbelt · Southern +2 moreZanaco Scheme LoanK5,000–K850,000⏱3–5 dayswebRate: 23% (period not specified) · Duration: Up to 72 months · Lusaka · Copperbelt · Southern +7 moreStanbic Personal LoanUp to K800,000⏱1–3 dayswebRate: 10% (period not specified) · Lusaka · Copperbelt · Southern +7 moreABSA Zambia Personal LoanK1,000–K500,000⏱3–5 dayswebRate: 10% (period not specified) · Duration: 12–60 months · Lusaka · Copperbelt · Southern +7 moreABSA Zambia Education LoanK5,000–K200,000⏱3–5 dayswebRate: 10% (period not specified) · Duration: Up to 36 months · Lusaka · Copperbelt · Southern +2 moreBayport Zambia Payroll LoanK1,000–K400,000⏱24–48 hourswebRate: 10% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +2 moreBayport Zambia Civil Servants LoanK5,000–K500,000⏱24–48 hourswebRate: 10% (period not specified) · Duration: Up to 84 months · Lusaka · Copperbelt · Southern +7 moreIzwe Loans Personal LoanK1,000–K150,000⏱1–3 dayswebRate: 62.35% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +1 moreIzwe Loans Salary AdvanceUp to K3,500⏱1–3 dayswebRate: 62.35% (period not specified) · Duration: 1–3 months · Lusaka · CopperbeltMadison Finance Personal LoanK1,000–K300,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–48 months · Lusaka · CopperbeltAtlas Mara Personal LoanK1,000–K350,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–48 months · Lusaka · CopperbeltAtlas Mara Personal Loan (Large)K1,000–K500,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–60 months · Lusaka
