⚠️ Not affiliated with any lender. Independent directory.
Home Emergency Mobile Loans in Zambia Emergency credit in Zambia is mostly phone-menu loans inside the MTN, Airtel and Zamtel menus, plus instant loan apps. Phone-menu amounts are personalised, so your limit is only visible inside the menu.
Emergency & mobile loans K Airtel Money Kwika Loan ussd Lusaka · Copperbelt · Southern +7 more Airtel Money MFZ Loans ussd Lusaka · Copperbelt · Southern +7 more Airtel Money KaFast Loan ussd Lusaka · Copperbelt · Southern +7 more Airtel Money ZedFin Loan ussd Lusaka · Copperbelt · Southern +7 more Airtel Money Ka'Starta Loan ussd Lusaka · Copperbelt · Southern +7 more Airtel Money Fikiliza Overdraft ussd Lusaka · Copperbelt · Southern +7 more K Airtel Money Konza Loan ussd Lusaka · Copperbelt · Southern +7 more Airtel Money ZamCredit Loan ussd Lusaka · Copperbelt · Southern +7 more I Omanpesa Instant Loan K1,000–K10,000 app Rate: 30% per year · Duration: 4–12 months · Lusaka · Copperbelt · Central +7 more I Zigi Instant Loan K1,200–K4,000 app Duration: 30 days · Lusaka · Copperbelt · Central +7 more I Kula Plus Instant Loan K100–K5,000 ⏱15 minutes web Rate: 25% (period not specified) · Duration: 95 days · Lusaka · Copperbelt · Central +7 more I Peony Money Instant Loan K1,500–K15,000 app Rate: 36% per year · Duration: 4–12 months · Lusaka · Copperbelt · Central +7 more I BanjaFlow Instant Loan K100–K5,000 app Rate: 36% per year · Duration: 3–6 months · Lusaka · Copperbelt · Central +7 more I Mirakash Instant Loan K300–K42,000 ⏱24 hours Online app web Rate: 36% per year · Duration: 3–8 months · Lusaka · Copperbelt · Southern +7 more I Power Kwacha Instant Loan K100–K5,000 ⏱24 hours Online app Rate: 34.01% per year · Duration: 3–4 months · Lusaka · Copperbelt · Southern I BiuMoney Instant Loan K500–K2,000 ⏱5 minutes Online app web Rate: 29% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 more I Zammoney Instant Loan K500–K2,000 ⏱5 minutes Online web app Rate: 29% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +7 more I Impiya Instant Loan K200–K50,000 ⏱5 minutes Online app Rate: 31.3% per year · Duration: 91–230 days · Lusaka · Copperbelt · Southern +7 more I FairMoney Instant Loan K500–K20,000 ⏱5 minutes Online app web Rate: 25% (period not specified) · Duration: 30 days · Lusaka · Copperbelt · Southern +5 more I SuperKwacha Instant Loan K50–K15,000 ⏱5 minutes Online app Rate: 183% per year · Duration: 3–4 months · Lusaka · Copperbelt · Southern +7 more Other short-term loans More guides