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Mortgages & Home Loans in Zambia

Mortgages in Zambia come from commercial banks and the Zambia National Building Society. You are assessed on your income and the property value, and the property secures the loan.

Mortgages & home loans

Mortgage LoanMZanaco Mortgage LoanK100,000–K5,000,000⏱3–5 dayswebRate: 16% (period not specified) · Duration: Up to 25 years · Lusaka · Copperbelt · Southern +1 moreHome LoanHStanbic Home LoanK100,000–K3,000,000⏱1–3 dayswebRate: 16% (period not specified) · Duration: Up to 20 years · Lusaka · Copperbelt · Southern +1 more

Secured & asset-backed loans

Women Market Traders LoanWEFC Zambia Women Market Traders LoanK5,000–K15,000webDuration: 18 months · Lusaka · Copperbelt · Central +7 moreMicro LoanMFINCA Zambia Micro LoanK1,000–K50,000⏱24 hoursbranchwebRate: 24% (period not specified) · Duration: 6 months · Lusaka · Copperbelt · Southern +4 moreSME Business LoanSZanaco SME Business LoanK10,000–K2,000,000⏱3–5 dayswebRate: 25% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +1 moreAgricultural LoanAZanaco Agricultural LoanK5,000–K500,000webRate: 10% (period not specified) · Duration: Up to 12 months · Central · Southern · Eastern +3 moreGRZ Bond-Backed LoanGZanaco GRZ Bond-Backed Loan⏱3–5 dayswebRate: 10% (period not specified) · LusakaVehicle FinanceVStanbic Vehicle FinanceK20,000–K1,000,000⏱1–3 dayswebRate: 15% (period not specified) · Duration: Up to 60 months · Lusaka · Copperbelt · Southern +2 morePersonal LoanPMadison Finance Personal LoanK1,000–K300,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–48 months · Lusaka · CopperbeltBusiness LoanBMadison Finance Business LoanK10,000–K1,000,000⏱2–5 dayswebRate: 25% (period not specified) · Duration: 6–36 months · Lusaka · CopperbeltPersonal Loan (Large)PAtlas Mara Personal Loan (Large)K1,000–K500,000⏱2–5 dayswebRate: 10% (period not specified) · Duration: 12–60 months · LusakaCollateral-Backed LoanCLupiya Collateral-Backed Loan⏱24–48 hoursOnlinewebRate: 24% (period not specified) · Lusaka · Copperbelt · Southern +2 moreIndividual LoanIFINCA Zambia Individual LoanK1,000–K500,000⏱3–7 dayswebRate: 20% (period not specified) · Duration: 6–36 months · Lusaka · Copperbelt · Southern +4 more
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